Jianpu was also recently invited to speak on Financial Services Leadership and CEO Roundtable during the 2019 Boao Forum for Asia. The molded second split. As of March 31, 2019, we maintained strong balance sheet and cash position with cash and cash equivalents, restricted time deposits and short-term investments of RMB1.4 billion, and working capital of approximately RMB1.3 billion. So, I think the reason behind is that, in the first quarter we saw strong growth momentum in terms of the loan recommendation, among that non-bank licensed financial institutions and P2P companies are -- play more important roles so grow -- to grow our loan recommendation business. You know they had budget, they had a high goal of achieving growth of the credit card businesses, especially in digital channel online. Regarding SkyKey, our branded big data and the risk management services, we continue to strengthen our co-operations with bank partners and other licensed financial institutions. You can use the fn:split() function for this. So what's the revenue outlook maybe, in a general sense for the second half of this year. But I want to refer you to the last two quarter numbers. Not only is SkyKey able to provide bank partner with strong solutions, it also helps the online lenders and the consumer finance companies view the risk management engine and optimize on risk management credit models. Controlled Force : control where the log is split, apply as much power as you need. So you just imagine the small ticket size SME lending, given the traditional banks, their capability, their cost structure, probably it's the -- it's not easy for them to do the SME lending directly, probably there will be some third-party players like us, like other supply chain loan facilitation model. And of course, the less competition that the market actually -- which is against the current, actually not as the competitive as before. Otherwise you'd need to add checks on array length by fn:length() and to prevent potential XSS attack holes by fn:escapeXml(). So we're still targeting to achieve a full year profit for the whole year, but that's still the plan. Thank you. WSJT-X is a computer program designed to facilitate basic amateur radio communication using very weak signals. This is because I need to put each one of them inside three different text fields, like these: I could not find any working example yet. Also important to note is that the function takes a regular expression as argument and not just a plain character sequence. Cumulative Growth of a $10,000 Investment in Stock Advisor, Jianpu Technology Inc. (JT) Q1 2019 Earnings Call Transcript @themotleyfool #stocks $JT, Jianpu Technology Inc. (JT) Q4 2019 Earnings Call Transcript, Jianpu Technology Inc. (JT) Q3 2019 Earnings Call Transcript, Jianpu Technology Inc. (JT) Q2 2019 Earnings Call Transcript, Jianpu Technology Inc (JT) Q4 2018 Earnings Conference Call Transcript, Jianpu Technology Inc. (JT) Q2 2018 Earnings Conference Call Transcript, Copyright, Trademark and Patent Information. We haven't talk about that, I mean, of course, the insurance market is the high potential, the wealth management, we are seeing some regulation, so basically relaxed, the KYC process of opening like money market fund or the wealth management fund online. Being recognized on our platform model and market position by the regulators, we will continue to contribute and lead the initiative of introducing and promoting higher industry standards and best practices. I will answer the first, maybe third one first, and then we will talk operation, OK (ph). The Split (TV Series 2018–2020) cast and crew credits, including actors, actresses, directors, writers and more. Route only . Some of these risks are beyond the Company's control, and could cause actual results to differ materially from those mentioned in today's press release and this discussion. Definition and Usage. Operator, please go ahead. ** Okay. Viktor Hovland hits another walk-off, Christiaan Bezuidenhout goes back to back, a Texan wins in Texas, the European Tour readies for its finale and … Thank you very much. 9 Georgia Bulldogs converted on a go-ahead field goal with two seconds left, where they eventually beat the No. Yeah, I think, it's putting the market into perspective. It has been a great pleasure working with Ms. Daqing (David) Ye -- Co-Founder, Chairman and Chief Executive Officer. But secondly, I want to emphasize. To put our financials into perspective, in relation to the industry, most recently a few commission regulatory announcements were made with regard to how China's online consumer lending industry will be managed. But at the current stage, we have some -- we do have some APP -- our APPs available in some app stores, but we are in the process of a fully relaunch toward June. 8 Cincinnati Bearcats 24-21 in the Chick-fil-A Peach Bowl. So just wondering, have the management observed any change in the pricing of advertising -- advertisement as we see our some advertising platforms have been saying that the price has been rapidly muted for the past quarter because of competition. £28.80 inc. VAT (£24.00 +VAT) Shiftlight From: . (Reverse travel-ban), Studs spacing too close together to put in sub panel in workshop basement. We're optimistic, in the medium to long-term and given the resilience of our business model, our technology, our robust infrastructure, and also most importantly our people, we're able to execute and deliver. JT files are used in product lifecycle management (PLM) software programs and their respective CAD solutions, by engineers and other professionals that need to analyze the geometry of complex products. - To calculate splits, do 1 or 2, then click calculate splits. A hollow form or matrix for shaping a fluid or plastic substance. JavaScript microlibrary with a collection of small built-in plugins designed to split (section off) an element in a variety of ways Hi, good evening, gentlemen, thank you for taking my questions and congratulations on the strong first quarter. And supply chain management squamation that you have other side of the balance sheet or the wealth management and insurance. (Who is one?). At this time, I would like to turn the conference over to Luting Lu (ph), Jianpu, Investor Relations Manager. Number two, if regularly -- if those products can be sold online, and also how technology will drive better user experience and making the product can be serviced online. So we definitely see opportunities of growth in those segments in the financial services industry. At first glance, the Splitz-All wood splitter bears little resemblance to any other sort of log splitter you’ve seen before.All sizes of this tool (X-treme, small, medium, and large) are all light enough to easily set in position. How do airplanes maintain separation over large bodies of water? But going forward, as we resume the full operation in June or Q3, of course, we do need to, number one, need to, still have that stringent rules in terms of the undergoing process. Because you're just looking to the numbers of some developed countries. Megan Thee Stallion hits No. Three-port Boost Control Solenoid From: . Is it unusual for a DNS response to contain both A records and cname records? You could then use to format it to a reliable and fixed string format first. So -- and the -- and our revenue exposed to the P2P companies, rise a bit in the first quarter of this year. We raised the price for the loan recommendation services, I mean, of course, it's probably we communicated before for this, we had a plan. Please go ahead. Probably we can communicate with the banker more to understand the user profile from their perspective. Among the revenue generated from advertising and marketing services and other services, our big data and risk management services tracked a very strong performance, growing 518% year-over-year, as financial service providers continue to engage us for big data and risk management services offering. These two lines, I think, both year-over-year and quarter-over-quarter, we should be able to contribute -- we should able to drive the growth. A frame or model around or on which something is formed or shaped. Just wonder what's the trend has been and what's the outlook for the rest of the year? rev 2021.1.11.38289, Sorry, we no longer support Internet Explorer, Stack Overflow works best with JavaScript enabled, Where developers & technologists share private knowledge with coworkers, Programming & related technical career opportunities, Recruit tech talent & build your employer brand, Reach developers & technologists worldwide, Podcast 302: Programming in PowerPoint can teach you a few things, How to split a string from another string in JSTL. I'm very proud of what we have achieved. For a definition of non-GAAP financial measures and the reconciliation of GAAP to non-GAAP financial results, please see our first quarter 2019 earnings press release, issued earlier today via wire services and also posted in the Investor Relations section of our website. As we remain strategically focused on strengthening our technological capabilities, while optimizing technology infrastructure, R&D expenses excluding share-based compensation increased by 87% year-over-year to RMB78 million. We are very optimistic about the huge market potential in China's retail finance industry in the long rum, as a digitally all-inclusive financial sector with emerging in this nation. The directional clarity of these proposed set of rules will create standards and boundaries, rewarding those industry participants with innovative infrastructure, scale and capability to manage user experiences and risk effectively and efficiently. How to pull back an email that has already been sent? So no matter what this impact -- the one-time impact will be honestly, in the short-term. That's a 17% increase. How is the Ogre's greatclub damage constructed in Pathfinder? Click the link in our bio and give your lanyard an upgrade! WSplit. Actually, they're like 10 days earlier compared to last year. And the third question is on the outlook of maybe our current operations of 315 Night. They have find the right product that can be served or approved by the financial institutions. Jianpu Technology Inc. (NYSE:JT)Q1 2019 Earnings CallMay 28, 2019, 8:00 a.m. See also How to split a string in Java for general guidelines which also apply to fn:split(). Non-GAAP adjusted net income reached RMB47 million in the first quarter of 2019, and net income was RMB19 million. So we -- basically we -- it took us a couple of weeks to -- we had to go through our internal review process. Then outlook. Thank you. 4. The reason 17% year-over-year. So I think you have an outlook revenue number here. Yeah, hi, David, thank you for taking my question. We are pleased to deliver another strong quarter highlighted by total revenues of approximately RMB655 million, a 95% year-over-year increase, beating the high-end of our guidance by 4%, and net income of RMB19 million, and a non-GAAP adjusted net income of RMB47 million, representing 22% increase on a sequential basis. As a result, loan recommendation revenue reached RMB433 million in this quarter, exhibiting a strong increase of 170% year-over-year. As of May 27, 2019, the Company had repurchased approximately $26.8 million of shares under this program. Thank you, David. So that's -- that to some extent have some impact on our new user acquisition momentum. This will split the input string by a supplied delimiter and then iterate over the resultant collection of tokens. They contribute around 20% of the total revenue. From our discussion above, the scale and efficiency led to profits on both net income and non-GAAP adjusted net income. But because we have very positive policy here, the government want to promote the SME lending, so we do have some initiatives in terms to expand our SME lending, not our -- the SME lending product on our platform. How can I randomly replace only a few words (not all) in Microsoft Word? Hello everyone. Okay. Through our continuous efforts and investments, we have this scalable platform model, and further proving that profitability is a natural result, when we reach the critical mass with efficiency. We grew about 17% year-over-year. (Operator Instructions) And that concludes the question-and-answer session. The split() method is used to split a string into an array of substrings, and returns the new array. your coworkers to find and share information. We have recently completed the development of a credit card pre-approval model, which is designed for a regional bank to help optimize its credit decision process, leveraging our data and technological strength. But, of course, the challenge of regulatory side number one. The second disadvantage is that it can present the log to be split at a low level, forcing the person splitting the wood to bend over during the swing, which causes back fatigue. We were invited by the national Internet Finance Association of China, NIFA, and Beijing Internet Finance Industry Association to participate in developing standards and defining best practices in terms of the retail financial industry in China, and also the financial consumer rights protection and education. As David said, profitability is efficiency gain, operating leverage and profitability is a natural result of the scale and efficiency. At the same time, non-GAAP adjusted EBITDA increased to RMB56 million, up 4% sequentially. During today's call, management will also discuss certain non-GAAP financial measures for comparison purposes only. Split call definition is - a telephone call on a party line that sounds on only half the telephones on the line. Oscar has extensive experiences and expertise in areas of management, strategy, investment and the capital markets as well as his strong leadership will be a good -- very good feet to our Board. We see that with the high growth market. Intersection of two Jordan curves lying in the rectangle, replace text with part of text using regex with bash perl. They have a split in there. Returns as of 01/12/2021. How many of them are first-time users, and for those who already have credit cards, how many card do they have on average? We look to achieve growth with efficiency in mind. Combining the credit card business from both recommendation services and advertising, we recorded credit card volume of approximately 1.6 million in the first quarter of 2019. With our continued efforts to strengthening our operational capabilities, to provide better products and services to our customers, we are optimistic about our growth and our performance for the intermediate to long-term future. So, to your second question, the loan products, yes. site design / logo © 2021 Stack Exchange Inc; user contributions licensed under cc by-sa. And the remaining, you would imagine, it come from the advertising services and of the big data and risk management services. The molded second split is hard to beat! Running Splits Calculator. But we do see us -- our efficiency way of being fully extended or reserved to the normal time from the second half of this year. Market data powered by FactSet and Web Financial Group. So that's why we didn't not relist some of the APP until late April or early May. Her expected release date is in 2020. I have three questions. Time. And at the same time, we are optimizing our efficiency of acquisition, recommendation and operation. Does a hash function necessarily need to allow arbitrary length input? Developed by Missouri Tigers head coach Don Faurot as a variation on the T formation, the split-T was first used in the 1941 season and allowed the Tigers to win all but their season-opening match against the Ohio State Buckeyes and the 1942 Sugar Bowl versus Fordham. So we effectively lost the 10 days of business, because credit card business of the bank would close the book before the Chinese New Year. Hello, and welcome to Jianpu Technology, Inc.'s First Quarter 2019 Earnings Conference Call. Thanks. See also How to split a string in Java for general guidelines which also apply to fn:split(). If you have any further questions, please contact us at ir@rong360.com or TPG Investor Relations. So that's your first question. So, that is the key kind of hurdle, but we do see opportunities in those segments. The shape or pattern of a mold. Tip: If an empty string ("") is used as the separator, the string is split between each character. As a reminder, this conference is being recorded. And Julie, back to third question, regarding the credit card user profile, of our -- on our platform. On behalf of the Board, we thank Ms. The two-time FedExCup champion failed to win anywhere in … 3. Thank you, operator. Given the operating leverage we have, the R&D expenses as a percentage of revenue decreased to 11.9% from 12.4% one-year ago. Thank you, John. Based on the Company's current estimates and excepted short-term impact, we expect total revenues for the second quarter of 2019 to be approximately RMB360 million to RMB380 million. The No. Buy Two Way Telephone Splitters, Uvital Male to 2 Female Converter Cable RJ11 6P4C Telephone Wall Adaptor and Separator for Landline (White, 2 Pack): Telephone Cords - Amazon.com FREE DELIVERY possible on eligible purchases As David noted, loan application volume increased 102% year-over-year. 6. The split-T is an offensive formation in American football that was popular in the 1940s and 1950s. Related Videos. 2. This helps to improve on making product decision, reduce default rates, increase operating efficiencies and improve revenues. Hi. So for the first quarter, of our total revenues, we have around 40% from the banks, including credit card and the loan recommendations. At the same time, we excited to have Oscar on Board. And we do expect the growth rate will be higher for the second half of this year. Compare . 00:07:01.19. As we thought, we had not only to grow the market share but advocate new and existing segment of the population with regards to financials service product offerings. 1. So that's a rough breakdown. We know they're going to use the money in Q3 and Q4. The first one is on the credit card. We have engaged in global consulting firm to assist us in the review of our business process, conduct industry studies and recommend the best practices. And operational wise, in terms of sales and marketing, I guess, we are also scaling back from customer acquisitions. I need to do something in order to split the string in three different substrings: Strategically, we continued executing our growth initiatives, while optimizing our operating efficiencies. I noticed that the volume growth on a year-on-year basis seems to be going to single digit. Please go ahead. The TAB teardrop camper trailer is the iconic teardrop that sets the trend for all others to follow. 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